If you’ve been in a car accident and suffered an injury, you might be wondering if it would be worth it to hire an attorney. This is actually a very common question that people ask after they’ve been hurt in a car wreck. Some of them even think they can handle this kind of thing on their own. After all, they know they’re going to get a lot of money – why should they share that compensation with someone else?
At The Eberst Law Firm, we’ve seen a lot of examples of automobile accident victims who have tried to go it alone against the sharks who work for insurance companies. It doesn’t go well. They either leave a lot of money on the table, or they get outfoxed by insurance company adjusters who convinced them they didn’t need legal representation.
Above all, don’t fall for any of the following things that an insurance company adjuster will say in an effort to convince you that you don’t need legal help.
“Lawyers Will Take a Large Portion of Your Settlement”
This is probably one of the most common things you’ll hear from an insurance company. They may even go so far as to claim that your lawyer is going to take half of what you would get through a settlement. But that’s not even close to being true.
At The Eberst Law Firm, we don’t take a nickel unless our clients win their cases. If we are successful, we won’t take anywhere close to 50% of their compensation. We’ll be glad to tell you about how we get paid when we prevail.
But not only will an attorney help you obtain compensation, they will also help you maximize that compensation. For example, you may be eligible for other kinds of damages other than medical bills and lost wages. There’s also a chance you could obtain compensation for the pain and suffering you’ve experienced. An attorney will not only know how to prove you deserve money for pain and suffering, but also be able to give you an idea of how much you may be able to receive.
“The Process Will be More Complicated When You Hire an Attorney”
Actually, the process will be a lot easier for you. On the other hand, it will be much more complex for the insurance company. The reason is it would be a whole lot easier for them to either reduce your claim substantially – or deny it outright – if you didn’t have legal representation.
It is true that it might take you longer to get your money, but that’s because your attorney will work passionately to make sure you obtain every penny you deserve. If you go ahead and take what an insurer is offering, you could feel the negative financial ramifications for the rest of your life. If that were to be the case, then not hiring an attorney will be one of the biggest regrets you’ll ever have.
“You Can Handle This on Your Own”
An insurance company adjuster will oftentimes try to tell accident victims that they could very easily handle their case on their own. But do you really think you could negotiate with an adjuster? This person has years of experience, and is one of the very best in their profession. You, on the other hand, have zero experience in these types of high-stakes negotiations. Who do you think is going to come out on top?
There’s no law, of course, that says you have to hire an attorney. You could very well go it alone. But if you do, it’s almost a guarantee that you’ll only get a fraction of what you could get if you had legal help.
One thing that insurance companies count on when dealing with accident victims who don’t have an attorney is time. They know that the longer it takes them to recover from their injuries, the more their medical bills will pile up. In a lot of instances, the time they miss from work will add up as well.
Insurers know that people will often get more and more desperate as the days, weeks and months go by. The more desperate people get, the more likely they’ll be to accept a low-ball settlement offer.
An attorney will not only work to maximize your compensation, they may also be able to keep the bill collectors away. At the same time, they’ll continue to hammer the insurance company into making a fair settlement offer. If that’s not forthcoming, they’ll fight for you in court, presenting the most convincing argument possible that you deserve much, much more than what you’re being offered.
“Lawyers Will Just Use You: They Just Want Your Money”
This is one of the tactics insurance companies use that make us the angriest – it also drives us to work even harder for our clients. Attorneys want to be paid like everyone else, of course. But the best ones have a passion for seeing that justice prevails. We know your rights, and we will fight incredibly hard to make yours are protected at all times.
One of the most important tools we have is that we can uncover the proof needed in order for our clients to have the strongest possible case. We know how to investigate accidents – to gather witness statements and find other evidence that will support the people we represent.
When confronted with that evidence, an insurance company will have no choice but to offer a fair settlement. They know they would more than likely have to pay even more if they let the matter go to a courtroom.
Don’t Listen to Insurance Companies, Hire an Attorney
Never, ever listen to what an insurance adjuster says in an effort to convince you not to hire legal representation. Do the smart thing and hire an experienced attorney, such as one you’ll find at The Eberst Law Firm. Don’t risk having your claim reduced or denied outright because you didn’t have someone fighting for your best interests.